They have been really healthy and they are still young yet.
Isn't that just for older pets, or for those people who have lots of money?
These are just some of the questions we hear when people talk about pet insurance. The answer is, what do you want out of your pet's insurance? We are finding more and more of our clients are taking advantage of pet insurance, and there are so many companies out there who are willing to insure your pet. We caution you to read the fine print of some of these companies. There are breeds that they may not cover, common issues that certain breeds get that they won't cover, and all sorts of "exclusions" that you should be aware of. We have provided a link below for you to click on, and it will take you to a site that isn't run by any insurance company, but an independent company that will help you to get the policy that best fits your needs.Having said what I did above, there is no reason you should shy away from pet insurance. It is a great thing to have if you get what policy best suits your needs. If you go to this site, you will be able to see what insurance carriers provide what policy you are looking for.
Here is a list of the insurance companies listed on this site:
We have been learning about some of the insurance companies listed above, and there are some great policies out there, depending on what you are looking to spend a month, the deductible you want and the coverage you want. I recommend that if you have any questions or aren't sure about a certain "rider" or terms, you call the company and ask for them to explain it to you. It can be overwhelming with all the terms, exclusions, and the lingo, but we recommend you do have insurance for the simple fact, that if your pet has a really big problem, such as a hit by car or ingestion of a foreign body, that insurance policy could mean the difference between saving or loosing your pet!
Please also note, you will need to pay your bill in full at the office for services, and then the insurance company will reimburse you directly. We don't need to fill out most of the claim forms, however, there are a few companies that will ask for a diagnosis, not just an invoice and a list of what you paid for. This is where we can help you, and we can stamp your form for you, that we have seen your pet for what you are claiming and the cost is correct. Here is a link to a site that you may find helpful: